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PolicyStore covers 33+ insurance types for individuals, families, and businesses. Compare quotes from hundreds of carriers for any coverage you need.
Accident insurance provides cash benefits when injuries occur from covered accidents. It helps pay for out-of-pocket costs like emergency room visits, hospital stays, and medical treatments that your primary health plan may not fully cover.
Auto insurance protects you financially against physical damage and bodily injury from traffic collisions and liability. Compare rates from top carriers to find affordable car insurance with comprehensive coverage, collision protection, and competitive deductibles.
Boat insurance covers physical damage to your watercraft, liability for injuries to others, and protection for personal property on board. Whether you own a sailboat, speedboat, jet ski, or yacht, watercraft insurance keeps you protected on the water.
A Business Owner's Policy bundles general liability and commercial property insurance at a lower premium than purchasing each separately. Ideal for small to mid-sized businesses, a BOP protects against lawsuits, property damage, and business interruption.
Cancer insurance provides a lump-sum benefit or ongoing payments upon a cancer diagnosis. It helps cover treatment costs, experimental therapies, travel expenses, and lost income during recovery that standard health insurance may not fully address.
Commercial auto insurance covers vehicles used for business purposes including delivery trucks, service vans, and company cars. It provides liability coverage, collision protection, and comprehensive coverage for your business fleet.
Critical illness insurance pays a lump-sum cash benefit when you are diagnosed with a covered serious illness such as heart attack, stroke, or organ failure. Use the funds for any purpose including medical bills, mortgage payments, or daily living expenses.
Cyber liability insurance protects businesses against data breaches, ransomware attacks, and other cyber threats. Coverage includes data recovery costs, legal fees, notification expenses, and liability for compromised customer information.
Dental insurance covers preventive care, basic procedures, and major dental work including cleanings, fillings, crowns, and orthodontics. Regular dental coverage helps maintain oral health while keeping costs manageable for your family.
Directors and Officers insurance protects corporate leaders from personal liability arising from decisions made while managing a company. D&O coverage pays for legal defense costs, settlements, and judgments from shareholder lawsuits and regulatory actions.
Disability insurance replaces a portion of your income if you become unable to work due to illness or injury. Both short-term and long-term disability coverage ensure your bills get paid and your family stays financially secure during recovery.
Earthquake insurance covers damage to your home and personal property caused by seismic events. Standard homeowners policies exclude earthquake damage, making this additional coverage essential for residents in earthquake-prone regions.
Errors and Omissions insurance protects professionals against claims of negligent work, mistakes, or failure to deliver services. E&O coverage is essential for consultants, attorneys, accountants, real estate agents, and other service providers.
Event insurance provides coverage for cancellation, liability, and property damage at corporate events, festivals, and private gatherings. Protect your investment against weather disruptions, vendor no-shows, and guest injuries.
Flood insurance covers water damage to your home and belongings from flooding events. Since standard homeowners insurance excludes flood damage, this separate policy is critical for properties in flood zones and increasingly for homes outside them.
General liability insurance protects businesses from third-party claims of bodily injury, property damage, and advertising injury. It covers legal defense costs and settlements, making it foundational coverage for any business operation.
Health insurance covers medical expenses including doctor visits, hospital stays, prescription drugs, and preventive care. Compare ACA-compliant plans, HMOs, PPOs, and high-deductible health plans to find affordable coverage for you and your family.
Homeowners insurance protects your home, personal belongings, and provides liability coverage against accidents on your property. Compare dwelling coverage, personal property protection, and additional living expenses from top-rated home insurance carriers.
Life insurance provides financial protection for your loved ones after your passing. Compare term life, whole life, and universal life policies to find the right coverage amount and premium for your family's long-term financial security.
Long-term care insurance covers the cost of extended care services including nursing homes, assisted living facilities, and in-home care. Planning ahead with LTC coverage protects your retirement savings and ensures quality care as you age.
Navigate Medicare with confidence. Compare Medicare Supplement (Medigap), Medicare Advantage (Part C), and Part D prescription drug plans from leading carriers. Our AI matches you with plans that fit your healthcare needs and budget.
Motorcycle insurance provides liability, collision, and comprehensive coverage for your bike. Whether you ride a cruiser, sport bike, or touring motorcycle, compare rates to find affordable protection with the coverage riders need.
Pet insurance helps cover veterinary bills for accidents, illnesses, and wellness care for your dogs and cats. Compare plans with different deductibles, reimbursement levels, and coverage options to keep your pets healthy without breaking the bank.
Product liability insurance protects manufacturers, distributors, and retailers from claims related to defective products that cause injury or damage. This coverage pays for legal defense and settlements from product-related lawsuits.
Professional liability insurance protects service providers from claims of negligence, malpractice, or inadequate work. Essential for doctors, lawyers, architects, engineers, and IT professionals who provide expert advice or services.
Renters insurance covers your personal belongings, provides liability protection, and pays for additional living expenses if your rental becomes uninhabitable. Affordable renters coverage starts as low as a few dollars per month.
RV insurance provides specialized coverage for motorhomes, travel trailers, and campers including collision, comprehensive, personal belongings, and full-timer coverage. Compare rates designed specifically for recreational vehicle owners.
Supplemental insurance fills the gaps left by your primary health plan. These policies provide additional cash benefits for hospital stays, intensive care, and recovery expenses, helping you avoid medical debt from unexpected health events.
Travel insurance covers trip cancellations, medical emergencies abroad, lost luggage, and travel delays. Whether you are planning a vacation, cruise, or international trip, travel coverage provides peace of mind for any journey.
Umbrella insurance provides extra liability coverage beyond the limits of your auto, home, and other policies. For a relatively low cost, umbrella policies protect your assets from major lawsuits and catastrophic liability claims.
Vision insurance covers eye exams, prescription glasses, contact lenses, and discounts on corrective procedures like LASIK. Regular vision coverage helps maintain eye health and reduces out-of-pocket costs for eyewear.
Wedding insurance protects your investment in your big day against unforeseen cancellations, vendor no-shows, severe weather, and liability at your venue. Coverage helps recover non-refundable deposits and rescheduling costs.
Workers' compensation insurance covers medical expenses and lost wages for employees injured on the job. Required in most states, workers comp protects both your employees and your business from workplace injury lawsuits.
Navigating Medicare can be overwhelming. PolicyStore uses AI to match you with the right Medicare plan based on your doctors, prescriptions, budget, and healthcare needs. Our service is completely free -- carriers pay us, not you.
Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health services. Most people do not pay a premium for Part A if they or their spouse paid Medicare taxes while working. Part A has a deductible of $1,632 per benefit period in 2024.
Covers doctor visits, outpatient care, preventive services, durable medical equipment, and mental health services. The standard Part B premium is $174.70 per month in 2024, with higher-income beneficiaries paying more. Part B has an annual deductible and typically covers 80% of approved charges.
An alternative to Original Medicare offered by private insurers. Advantage plans combine Part A, Part B, and usually Part D into one plan, often adding dental, vision, hearing, and fitness benefits. Many plans have $0 premiums beyond your Part B premium. Plans use provider networks (HMO or PPO).
Covers prescription drug costs through private insurance plans. Each plan has its own list of covered drugs (formulary) and cost structure. Premiums vary by plan and region. The Part D coverage gap (donut hole) has been largely eliminated, with beneficiaries paying no more than 25% of drug costs.
Standardized supplemental policies (Plans A through N) that help pay for costs Original Medicare does not cover, including deductibles, copayments, and coinsurance. Medigap plans are offered by private companies and work alongside Original Medicare. The best time to buy is during your Medigap Open Enrollment Period, which starts the month you turn 65 and are enrolled in Part B.
3 months before to 3 months after your 65th birthday
Your first chance to sign up for Medicare Parts A, B, and D.
October 15 -- December 7
Change your Medicare Advantage or Part D plan. Changes take effect January 1.
January 1 -- March 31
Switch between Medicare Advantage plans or return to Original Medicare.
January 1 -- March 31
Sign up for Part A and/or Part B if you missed your initial period. Coverage starts July 1.
Varies by qualifying event
Triggered by life events like moving, losing employer coverage, or qualifying for extra help.
Deep-dive into the most popular insurance types. Learn what is covered, what affects your rate, and how to save money on your premiums.
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