West Virginia Car Insurance

West Virginia Car Insurance

You must carry at least liability car insurance as long as you have a registered vehicle, with the exception of the following: you have a seasonal vehicle (camper, RV, hunting vehicle, atv, boat, motorcycle) you must file a seasonal insurance policy, or if your vehicle is not drivable you can file a non moving insurance policy. This way you are not getting fined or stir up trouble for not having car insurance on ALL your vehicles. The legal limits on car insurance for liability coverage are 10/20/40. Many car insurance agents and fellow drivers would advise you to purchase more coverage than the standard minimum. This is because if you are in a major accident that amount of money given to you by your car insurance company, probably won’t be enough to touch your medical bills. Its not even enough to replace your vehicle. This is way so many people are discovering that if they pay just a little more in premiums each month they will benefit better in the long run.
If you fail to comply by these rules you can face the lose of your driver’s license, hefty fines, jail time, vehicle towed, and re-in-statement fees to get everything cleared up. So to avoid any trouble you might get into when pulled over by a law enforcement officer make sure you have car insurance and carry proof with you at all times. You never know when you might get pulled over, for a spot check, to see if you have car insurance or not. For more information, please contact our agents at 866-526-9669.