Tennessee Car Insurance
Tennessee Car Insurance
This may be shocking to you Tennessee drivers, but you are not required to carry any kind of car insurance to drive or even register your vehicle in the state. However, if you are stopped for a moving violation, have an accident that causes more than $50 in property damage, death, or injury, you are required to show proof of financial responsibility. If you happen to get stopped for a moving violation and you don’t have any proof of car insurance or financial responsibility, you may receive a date to appear in court, but if you get your proof of financial responsibility before you must appear in court, your charges will be dropped. If you still don’t have proof when the date of your court appearance is scheduled you run the risk of paying fines, having your license suspended, and also not being able to register your vehicle in the future.
If you happen to have an accident with someone who does not have a financial responsibility certificate there are ways provided by the state for you to find these such things out. You will need to obtain a copy of a Financially Responsible Affidavit and you will be able to find out if the vehicle has ever been involved in an accident before. You will need to make note of the other party’s vehicle, the date and time the accident occurred, the driver’s name and address and license plate number of the vehicle. If you would like more information regarding the car insurance and financial responsibility laws of Tennessee please feel free to contact our agents, toll free, at 866-526-9669. You can also get free quotes for car insurance in Tennessee by filling out our online quote form.