Posts Tagged ‘Professionals’

An Article That Talks About Medical Assistants And Their Jobs In The Medical Field

Monday, July 26th, 2010

Medical Assistants are qualified in the health profession and they mainly work in medical offices or health clinics. Their work is varied but based on whether they join a conglomeration of practices, private doctor’s offices, clinics or hospitals.

Medical Assistants are usually expected to work under the direction of physicians in their offices or health clinics. The can do administrative plus some clinical duties in order to make sure that the health care center operates smoothly.

They carry out duties like answering calls, welcoming and greeting patients, filling out forms for insurance, and making appointments. They also help in preparing and maintaining medical records.

The medical duties of an assistant also include documenting medical history of patients, preparing them for check-ups, dealing with specimens and issuing medication as directed by the physician. Medical assistants are also employed to work with individual physicians in their practices, or in large community projects, or even in regional medical corporations.

To qualify, the medical assistants must undergo 1 or 2 – year training in technical high schools, postsecondary vocational schools and junior colleges. Some can also be trained on the job.

There are vast openings for good and well trained assistants who went to recognized colleges and are experienced. It is important to hold a proper certificate.

These health professionals work in clean environment. They are team players, industrious and can multi task. They work 40 hours per week most of the times but some can also work part time, or in the evenings or weekends only.

Employers now respect the kind of work the medical assistants perform, appreciate them and see them as professionals who are necessary for the success of a medical office. Their services are in great demand due to the care they give to a growing population as well as to the increasing number of old people. They major in administrative aspects of the medical office but are also able to assist with clinical work.

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Australian Professional Indemnity Insurance in 2010

Tuesday, March 2nd, 2010

The market changes in the Insurance industry will have a particular impact for those professions who carry Professional Indemnity Insurance in Australia. 2009 saw the signs of a returning hard market in all areas of insurance with numerous losses reported and profitability being offset by modest premium increases in 2009, with more predicted in the coming years. A JP Morgan report indicates a return of the hard market with fewer insurers out there and increased claims hiking premiums for Professional Indemnity Insurance with increases unseen since the 2001 market debacle.

Other news has reinforced the opinion that insurers will be forced to return to profitability after years of losses and falling premiums as they attempted to compete in a soft market with global competitors. Major insurer AIG has recently changed their name due to a public relations fiasco, which involved millions in bonuses paid out to representatives in areas believed to have incurred over 160 billion dollars in losses.

The effects of a hard market may be mitigated in some measure by competition from global insurers however profitability is a mandatory in the current economic climate even for international insurers and significant increases are a definite in areas such as Professional Indemnity Insurance.

In December, the Australian Securities and Investments Commission approved new parameters for the FOS and in January, they took effect. Previously, complainants were only able to access FOS services to a maximum of 280,000. In January, the limit was raised to 500,000 the limit is raised also for clients of insurance brokers up from 100,000 to a maximum of 500,000. In addition, interest and penalties may be added to award amounts.

Therefore, those who rely on Professional Indemnity Insurance could certainly see rate increases related not only to increased risks and to potentially more expensive awards, but also almost certainly in response to pressure to offset losses in other areas. Fewer insurers are willing to take the risk and step into potentially shaky fields and this is predicted to result in markedly higher premiums, insurance being harder to obtain, and in general the insurers taking a stance to lower risk and increase profitability.

The changes in the insurance field are said to be by some, a return to financial responsibility and profitability, however the impact on those required to carry Personal Indemnity Insurance may be further financial hardships and a struggle to retain or achieve profitability in already difficult times.

Soon there will be evidence on whether the market changes and increased premiums will benefit all, though the falling premiums for all insurance over the last several years have put the insurance industry and many insurers in an uncertain position.

Industry analysts are quiet about the exact rate professionals can expect to see over the next few years but there is a reduction in capacity expected as well as premium rates and increases up to 30% have been speculated as possible for across all classes including Professional Indemnity Insurance.

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