Posts Tagged ‘motor insurance’

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The Benefits Of Getting Older…in Terms Of Your Car Insurance

Tuesday, July 27th, 2010

You are another year older and another grey hair on the head. It is not all bad news though as some things get better with age. Take for example your car insurance. If you are over 22 and have a full license then you are probably much better off now with AXA insurance. Chances are that you now have a ‘Drivers of Other Cars’ policy extension included.

AXA covers most of our customers (aged over 22 years with a full licence or 25 years old with a full or provisional licence) while driving other people’s cars. This means you can drive someone else’s car and automatically have Third Party cover on it (without being a named driver on the owner’s car insurance), as long as you have been given permission to drive the car.

Here is an example of just how valuable the ‘Driving of Other Cars’ extension could be to you: You are heading away for the weekend with two friends. One of them offers to drive the three of you down the country. Unfortunately over the weekend this friend breaks his arm and isn’t able to drive you all back. But all is not lost – if you have the ‘Driving of Other Cars’ extension on your AXA car insurance policy you could help save the day, hop in your friend’s car and drive you all home – safe in the knowledge that you have Third Party cover.

This cover only applies if you don’t own the car or haven’t hired it under a hire-purchase agreement. The easiest way to check if you have this cover is to have a look at your certificate of insurance – the covers you have are shown in Section 5(b).

Whilst the cover offered to you by the “Driving of Other Cars” policy extension is a coveted thing to possess, it does not cover every vehicle. This extension applies to private passenger vehicles only. This excludes vehicles such as vans, car-vans, jeep type vehicles with no backseats, and vans that are adapted to carrying passengers. So be aware of this in the future.

Did you know that if you are an AXA customer with 3 years fully comprehensive car insurance then you will get your Customers that have been with AXA for 3 or more years with comprehensive insurance will be upgraded. The 3rd party “Driving of Other Cars” extension will now be transformed into comprehensive “Driving of Other Cars” cover for free. So if you are driving your friend’s car home after your holidays you will now be covered if you happen to damage his car.

Take advantage of your increasing grey hairs with AXA car insurance Ireland. Purchase cheap car insurance today.

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Alarming Statistics On Hit And Run Damages

Friday, June 25th, 2010

You’ve had a nice shopping trip, picked up a few deals. But your good mood evaporates as you return to find a small dent in the back of your car… Luckily enough you have a comprehensive car insurance to cover this lovely parting gift from a careless driver. Many of us have had a ‘little tip’ in our time, especially as learners trying to negotiate around tricky car parks. Would you leave your details if you left a scrape or a dent on someone else’s car? According to new research, as many as one in five people would not own up if they damaged a parked car…

And if you’re lucky enough to be the proud owner of a hot motor you have more cause for worry than those with older, less pristine versions. 20 percent of the 3,000 motorists questioned in the poll by a UK insurance company said their decision whether to leave their details would depend on what kind of car they hit… A meagre 1 percent would own up if they hit a fancier car like a Volkswagen Golf GTi.

Slightly less than 50% of the people that were surveyed had their own cars damaged in a similar way previously. Of this, only 15% got details of the person who hit their car. When there are no visible signs of damage then two thirds of those involved will not leave their details. In these instances they convince themselves that the bang caused absolutely no damage at all.

In the battle of the sexes, women prove to be a more honest bunch. Women are 6% more likely to won up to crashing into a parked car than men. Hurray for the women, but it is still shocking that so many people would walk away after hitting someone’s car. Especially if it is your own car!

The worst culprits seem to be new drivers, under 18 years, as a quarter of them wouldn’t even admit they had caused damage to their friend’s car! The older, wiser drivers over 55 years are a more honest bunch – 94 percent of them would own up, probably because it has happened to them in the past.

Protect your parked car against damages from other cars with AXA car insurance. Visit our site and receive cheap car insurance online today.

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How To Select A Car Insurance Company

Sunday, April 18th, 2010

There are a lot of car insurance companies that exist in the market, each claiming to be the cheapest and the best. It is thus important to do some research and work according to some fundamental principles before you purchase car insurance.

The first task is to figure out your exact insurance requirements. It would be sensible to take lesser insurance if your risk factors fall in the lower risk group. It might leave you open to a certain amount of risk, but it is a lot cheaper and the advantages might outweigh the costs.

You must also take into account your budget and then choose the car insurance policy. You would normally be able to get better insurance coverage with even smaller budgets as many firms provide attractive schemes and concessions. But a company that has the cheapest car insurance quote might not prove to be the most beneficial if you ever have a car accident. Therefore, you must carefully read through the documents of the insurance policy and familiarize yourself with the premium amounts and claim benefits.

The employees are usually a great pointer to the kind of services the car insurance company will be able to offer. You can be sure of yourself to be rightly taken care of if your agent is qualified, knowledgeable and pleasant.

You should also do a comparative study of the car insurance companies that you are thinking of going with. Their position and reliability must be known to you, which can be deduced by looking at their market performance or information from public sources. You can also carry out some basic internet research for feedback and comments on the public forums about the insurance company.

It is important to question the car insurance provider about any confusions that you might have, and precisely what is expected from your side in case of a mishap. Finally, any deal that you finalize must make you feel secure at all times.

Learn more about reasonably priced car insurance and get a free car insurance quote in an instant.

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Cheap Auto Insurance – Advice to Find Free Car Ins Quotes

Monday, March 22nd, 2010

For far many people, car ins looks like a choice, and not really a necessity. For someone who has a car, automobile is actually a necessity to be safe in regards to your car. For many states, vehicle insurance is required and needed in order to even have an automobile and register it. Having auto insurance protects all other drivers when there is an accident. Until you understand that you have been in an auto collision and all of a sudden are paying 1000s of dollars, you don’t see that having car insurance is actually a blessing.

Finding cheapest auto insurance used to be a real effort. You needed to ring up every insurance provider and follow up the boring procedure of giving hundreds of information about yourself to person doing work there. By the time you have got a couple of quotes things will start to get confusing and you will forget who gave you that cheaper quote.

Find compare auto insurance, and select from the auto insurance rates that you like. Check how the inexpensive coverage you want is provided at lower rates than found practically anywhere in the USA. Affordable car insurance which offers good protection regularly is as a dream too good to be true.

When you go shopping around for an automobile insurance policy you’re searching for two entities: great coverage policy and outstanding deal. That does not mean dollars is the only thing you are going to be interested in though! You want to make sure you’ve got an automobile insurance provider that’s going to assist you before you start paying hundreds of of $ every month in premiums. You have got questions, and you need to know where to find answers.

Net has provided us a new and fantastic fashion to find out almost anything we need to discover discount car insurance. Buying car ins policy online is convenient for you also as you are going to acquire auto insurance rates from different firms, judge the rates and select the one that appeals you in the best way. You want not move out of your house or business office and you buy the car cover in very less time.

You will get the best cheap free vehicle insurance quotes now by checking at least of about 3 car ins quote sites. Obtaining quotes from a minimum of about three quotes sites raise the chances that you would save a lot of money. This is as anything not covered by one site will be covered by the other.

There are in reality numerous secrets to save a lot of money on auto ins without changing your current auto insurance policy at all. You have numerous well known laws of the road that we tend to disregard and by ignoring them we can considerably increase our car ins rates. There are a couple of secrets to assist you decrease your automobile ins rates.

You need to compare vehicle insurance when you first purchase insurance, but it is also crucial to analyse vehicle ins regularly or whenever you consider that any aspect relating to your driving has changed. Review auto insurance charges is if you have recently paid your car off. Whenever you don’t have a loan on your vehicle you will drop your insurance collision amount and pay less for your vehicle insurance and at the same time be fully covered.

Free Auto ins quotes are going to tell to you which are inexpensive insurance options for you as a car owner. Today, you will find free quotes from some automobile insurers without having to pay a single dollar.

Analyze low auto insurance, and select from the auto ins quotes that you prefer. See how the discount coverage you want is provided at cheaper rates than found almost anywhere in the USA. Affordable auto ins that offers quality protection regularly is as a dream too good to be true.

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