Posts Tagged ‘misc’
Thursday, July 22nd, 2010
Driving up the M6 a couple of weeks ago I couldn’t help but notice the amount of lorries on the road, not just the little ones but the huge ones too. Here’s a lorry carrying building supplies, here’s another with a oil container on the back, another one with nothing on at all and of course the supermarket one offering cheap insurance deals. I don’t think he had particularly cheap insurance deals on the rear of his truck but he did appear to be advertising their availability above everything else that his employer had to offer.
At least this sort of advertising is completely restricted to the outside trucks and lorries at the moment. I wonder what it will be like later on? Will we see cheap truck insurance advertised on the side of aeroplanes, will our commuter trains be liveried with the logos of insurance dealers offering cheap insurance?
What is this obsession with cheap insurance anyway? Everywhere you look they are offering us cheap insurance aren’t they? On the telly, on the tube, on our petrol pumps, even when we’re relieving ourselves at the service station there is the advert staring us in the face. “Aim higher for cheap truck insurance!”
Is it me or does it seem that simply insurance is sold with such intensity? You don’t very often see adverts for chocolate biscuits or the latest sofa sale at DFS in motorway service station toilets do you? Is the little puppy with the toilet paper staring out at us from the rear of a (cheaply insured) truck? No, I’m pretty sure he’s not.
Perhaps it is the very fact that these advertisements for insurance are focused towards us when we feel at our most vulnerable that makes the people in insurance advertising consider that they will work. The poor guy in his little car, overshadowed by a huge great beast of a lorry and its insurance ads might be more receptive to a cheap deal.
Next time you are out and about on the motorway, have a look and discover how many cheap insurance deals are being offered to you. You will have adverts on the sides of trucks, in fields, in toilets, on petrol pumps, bins and magazines. There will be adverts for cheap insurance on the radio and on the TV screens in the service stations. There might even be a cheap truck insurance sales person sitting beside you now as you sip your well earned cuppa in the Watford Gap services. Cheap insurance is all around, let’s hope in the interest of our youngsters that the idea doesn’t catch on!
If you are in fact looking for some sort of insurance at the moment, then it would be well worth getting an experienced broker to secure you a deal such as those at Coversure. Whether you’re after truck insurance or caravan insurance Coversure have great relationships with countless insurance providers and can secure you a great deal.
Tags: adverts, cars, Insurance, lorries, misc, motorway, Trucks
Posted in Insurance | No Comments »
Saturday, July 10th, 2010
Something about the nature of insurance seems to make people want to pay as little as possible for it. Cars on the other hand, people seem to be willing to pay through the nose for, but when it comes to insurance, everyone wants the cheapest. The latest way of doing this is by grouping everyone that lives in the same house under a policy called family fleet insurance.
The concept of fleet insurance is all very well for people who have families of careful drivers (yeah, right) but what about those who live with a boy racer? It sounds like some family members could end up paying more for a combined fleet insurance policy.
The traditional look of a fleet for insurance purpose is about 100 Vauxhall Cavaliers insured by a firm for their sales reps. This isn’t actually how most fleets are made up. Many vehicle fleets are made of mixed vehicles. Tractors, Cars, HGVs, Minibuses, Lorries and even Motorbikes can end up insured under a fleet insurance policy.
If you ever find yourself on a long journey and very very bored, there is a little game you can play as a cheap (very cheap) way of passing the time. You look at each vehicle that passes you (or that you pass) and try to work out whether or not they are insured on fleet insurance. The good thing about this game is that you can’t really lose (unless you’re going to stop each car you make a guess at and ask them about the details of their insurance) but to help you win, here are some tips;
Sign written vehicles have a good chance of being insured under a cheap fleet insurance policy. Cheap looking cars or vans are probably insured on their own or not at all! Young men driving fast are a no-no, middle aged men driving fast are a racing certainty, in more ways than one! Lady drivers? Probably not! Policemen? Almost certainly! Butchers, Bakers, Candlestick makers with fleet insurance- maybe! It’s a good game isn’t it?
How would you decide whether to insure your vehicle on a fleet or not? Easy really – find out if it’s cheaper to insure your car that way before you start! It’s best not to ask a meerkat or an obese opera singer. Chances are they won’t be able to help you at all let alone compare you. Best to ask a real live walking talking insurance broker. If you want to find cheap fleet insurance it pays to discuss your insurance requirements with real live people! Enjoy the game!
If you feel you might need some fleet insurance then you should pay Coversure a visit. They are specialist insurance brokers with long-standing relationships with some of the country’s top insurance providers so they can secure you great deals on anything from fleet insurance to caravan insurance.
Tags: advice, autos, cars, fleet, Insurance, misc, vehicles
Posted in Insurance | No Comments »
Monday, June 21st, 2010
Insurance is something that is entirely required if you are to remain legal as a motorist. Drivers in almost every state in America will require a certain level of insurance and if they fail to do this then they can be liable to receive different penalties and punishments from the correct authorities. The type of punishments that you can get for driving with no insurance will depend upon the infraction and the state in which you live.
Typically there are two different types of infractions for driving with no insurance policy. One of these is when a driver has an insurance policy but fails to show it when they are stopped during a traffic stop and the other is when a driver has absolutely no type of insurance at all.
The most frequent type of punishment that is dished up will be a ticket and a fine as a result of this ticket. The amount of money that you have to pay out for the final will arrange typically from a few hundred dollars all of the way up to a few thousand dollars pending upon the severity of the infraction and the state in which you live.
If you get a ticket then you might also receive a different number of points onto your license as well depending upon the type infraction. This will also depend upon the state in which you live, with some states issuing no points and others issuing up to 3.
If you have an accident and you do not have a relevant insurance policy for the vehicle then you can find that your license is taken away completely. When your license is taken away this will usually be for a prescribed period of time or until you are able to pay up all of the expenses that have been as a result of the accident.
If you did receive a ticket for a certain type in a fraction and were unable to pay the costs and the find associated with it then you might actually face jail time. This amount of jail time would be quite small, but you could face a more serious term if you were to cause an injury to someone in an accident and you fail to show any sort of insurance policy.
In most cases you will certainly find that the fines and expenses that you have to pay out as a result of any of these problems will be a lot more than the cost of the insurance policy throughout the year. It is, therefore, a lot more intelligent and financially prudent to simply get an insurance policy to protect yourself and others against these issues.
Driving with no insurance is a heavy crime and if you’ve been accused of it, then you will undoubtedly be punished, but the extent of your punishment can be brought down with the help of sound legal advice and defence. Click on permitting no insurance for more information.
categories: law,legal,insurance,advice,vehicles,autos,cars,motoring,travel,society,misc
Tags: advice, autos, cars, Insurance, law, legal, misc, motoring, Society, Travel, vehicles
Posted in Insurance | No Comments »
Wednesday, May 5th, 2010
Life insurance quotes are easy to get a hold of these days. Besides the option of going to an actual location, you now also have the option of searching online. You can get quotes from different companies that compare the rates. When he comes to insurance, a lot of people like to go to the actual place and fill out the forms they are requesting.
Advantages are there when it comes to actually shopping around, physically for your insurance. You get to meet in person, the people you would be working with. You have an actual agent that you physically go to and pay. Whereas with the Internet it is a lot less personal and a lot more personal at the same time, depending on how you look at it.
You can go to one website, and maybe get quotes for numerous companies, or you can go to different companies websites and get personalized quote directly from them all in the comfort of your own home. A lot of people also offer special online promotions that they do not have in the actual store.
A lot of companies offer live chat online where you can speak with a licensed insurance agent. They also offer a phone number where you can call and speak with the agent over the phone as you look through their website. The agents you speak with, whether online or over the phone will be able to give you the correct information as it pertains to your state.
Some sort of life insurance is very important for everyone. We do not want to leave our loved ones stuck with all of our burdens along with the burden of having to bury us. There are different life insurance plans, and they all have different premiums.
There will be various factors of your plan that will affect the cost of your premium. Factors like your age at the time of applying, whether or not you are a smoker, your current state of health, and many other varying factors. These all depend on which company you are going with and what they offer and what they will accept.
When it comes to life insurance quotes you do not have to be a slave to one company there are a lot of options available for you to choose from. Since this is your life we are talking about you should take the time to make sure it is covered the best way possible. You will let Lisa have the peace of mind of knowing that if there ever is an unfortunate incident your family will be covered.
Good life insurance quotes can be difficult to find, even good quality information about life insurance quotes can be, but there are places online where this information is available for free.
Tags: advice, contract, Death, family, Finance, grief, Insurance, investment, law, legal, life, misc, protection, Society
Posted in Insurance | No Comments »
|
Facebook
LinkedIn
Twitter
Youtube
"OUR BLOG"