Posts Tagged ‘discounts’

Auto Insurance Discounts For Low Mileage Drivers

Wednesday, April 14th, 2010

Are there some auto insurance discounts you may not know about? Unless you are an expert on the way insurance works, you may not be taking advantage of every way you can find the cheapest rates on your car insurance policy. This one gets overlooked a lot because people just do not know to ask about it. It is a premium break for drivers who just do not drive very much!

Think about this. If you do not driver very much, you are probably reducing the risk of having an accident. This is actually fairly common these days. More people work at home. Their employers may let them work from a home computer a few days a week, or they may operate a home office. Some jobs which used to require a lot of driving, like sales, are done from a home or nearby office with the computer, fax machine, or phone these days. Many workers are losing their commutes, and also saving a lot of car mileage!

Some of the largest car insurance companies have responded to this trend by announcing low mileage driver discount programs. I have seen estimates of savings of about 12 – 18 percent. Even if your family auto insurance premium is only about $100 a month, you could save one month’s premium every year with a program like this. Most of us pay more than $100 a month, so we have an opportunity to save even more.

Reducing claims is not all about the amount we drive. Sometimes it is about the way we drive a car. That is why one nationally known car insurance company offers an electronic device that can be installed in their customer’s vehicles. This device monitors the amount they drive, and it also collects data about the way they drive. This can save the driver a lot of money.

Have you checked your own policy to make sure you are getting a low mileage auto insurance discount? Do you think you are qualified for a program like this? Check with your company, and if they do not have a program to reduce your premiums, you could always check around for a company who does!

Find low mileage car insurance for a driver like you!