Posts Tagged ‘building insurance’

Building And Contents Insurance: Know More About It

Monday, June 28th, 2010

A person usually opts for a home insurance to keep their home safe and protected. Building and contents insurance are sub-parts of home insurance. In UK, if your home is mortgaged then you must get this insurance in order to protect your home from danger, still if any danger occurs then this insurance policy will compensate for your loss.

Nowadays, not only the mortgaged home owners of UK, but also normal home owners can get separate insurance that is building insurance and content insurance. But, still getting the joint insurance policy of building and content will be the best option.

If you have a home in UK and if it gets completely damaged due to natural disasters like flood, fire etc then it might ruin your financial condition. But, with the building insurance you don’t have to face these unwanted expenses as the insurance scheme will not only cover your home but will also compensate for the losses faced. For a home that has been mortgaged, the provider will insist you to take the cover out, as this will help in meeting the losses faced by the lender.

In case of content insurance, all your home interior equipments like furniture and other indoor appliances will be covered. If there is any damage to these interior equipments then the insurance company will either compensate you or they will replace the furniture.

In UK, the need for this insurance is increasing day by day. No one can predict the future or say what is going to happen in the next 5 seconds. So, a small incident can destroy your dream home completely. Moreover, suppliers of mortgage loans are now making it a compulsory act to get this insurance as it will somehow cover their loan amount.

Building and contents insurance in UK will cover indoor furniture like kitchen fittings, wardrobes, walls, roof, ceilings, pipes, paint, cables, theft, locks, loss of credit cards etc. If your home gets damaged by natural calamities like trees falling on the home, flood, fire, lightning etc. Then too building insurance will bail you out.

Really affordable building and contents insurance cover UK now a mere click away. Get the inside scoop exclusively on http://www.getbuildingandcontentsinsurance.co.uk

Tags: , ,
Posted in Insurance | No Comments »

Must You Purchase Purchase Building And Contents Insurance

Saturday, May 29th, 2010

There’s a good chance if you’re a home owner you have a home insurance plan, but, that plan may not cover your interior furnishings or even extra buildings on the property, and if you don’t own a home, you aren’t insured for any type of disaster. This means renters and home owners alike may need building and contents insurance above and beyond their home owners insurance.

If you do not have this type of insurance many things can go wrong and devastate you not only financially but also emotionally. Contents and building insurance is to protect you from damage that other types of coverages do not. Meaning that if you have a fire, your personal belongings, furniture, wall hangings and other types of home furnishings may be completely destroyed and you will have no recourse.

Not only can fire be an issue, but flood or water damage can also be a problem. This doesn’t have to be the local river overflowing either, a leaking ceiling, burst pipes, or even water bed bursting can cause major damage in your home. Without the right insurance, you will lose valuable furnishings and home interior items.

How about a robbery? Again, damage to your home contents can and does happen, and again, without the right insurance plan you can lose it all. The same can be said for any type of damage from a wild party, to a broken water bed, damage to material items does happen regularly and those without the right insurance lose out.

It’s not difficult to protect your investments with insurance such as this, all you need is a proper inventory of what you want protected, and estimated replacement cost and you can get renters or contents insurance. This includes but is not limited to, electronics such as TV’s and computers, kitchen items and appliances, antiques, deck furnishings, household furnishings such as living room and bedroom furniture, and any other types of personal effects. Just don’t forget to include the outdoor items such as decks, pool sheds, porches, outdoor lighting and such.

As you can see, most of these types of items can be expensive to replace, and should you have a home disaster, according to your financial situation it could be very difficult to replace these items. It’s hard enough to deal with a disaster without having to live without the basics.

Building and contents insurance is available in many forms and doesn’t really take much to purchase. Once you have the insurance you can rest easy about mishaps that can happen to your homes interior furnishings.

Affordable yet complete building and contents insurance cover, now at your finger tips. Get the ultimate inside skinny on http://www.getbuildingandcontentsinsurance.co.uk

categories: building and contents insurance,building insurance,content insurance

Tags: , , ,
Posted in Insurance | No Comments »

London's 10 Tallest Buildings

Saturday, April 17th, 2010

In the past few centuries architectural ambition has really ramped up, with each generation seemingly determined to build taller and more grandiose structures. As a major capital of the world, London has its fair share of high rise buildings, but which are the tallest? For this list we’ve stuck to buildings and any tall structures like masts have been excluded.

1. 1 Canada Square
Built in 1991 and measuring a total of 235 metres, 1 Canada Square is not only the tallest building in London, but the tallest building in the United Kingdom. It doesn’t look like it’s going to hold the record for very long though; there are currently four skyscrapers under construction that are set to exceed its height.

2. = 8 Canada Square
This skyscraper is the head office for international banking group HSBC and measures an impressive 200 metres. Sadly a crane collapsed during its construction, which killed three workers instantly.

2. = 25 Canada Square
Joint 2nd on the list and joint 22nd tallest in Europe is 25 Canada Square. This skyscraper is home to Citigroup headquarters of Europe, the Middle East and Africa and has 45 stories. Today it is worth around 1billion.

4. BT Tower
A visually distinctive building, the BT Tower is one of the older entries on this list, having been officially open to the public in 1962. Despite towering at 189 metres tall, incredibly it was an official secret until being placed on the Ordinance Survey in 1993.

5. Tower 42
Tower 42 measures 183 metres in height and was originally called NatWest Tower after the banking group for whom it was built. It was severely damaged in the Bishopgate bombing by the Provisional IRA, and had to be completely refurbished inside and out (a significant buildings insurance claim no doubt!). It was at this point NatWest decided to sell, and it is now occupied by a variety of companies.

6. 30 St Mary Axe (aka The Gherkin)
Finished in 2003, 30 St Mary Axe, also known as ‘The Gherkin’ and the ‘Towering Innuendo’, it rises up to 180 metres in height. The building was sold in 2007 for 630millon, earning it the title of the most expensive office block in Britain.

7. 1 Churchill Place
The seventh tallest building in London is 1 Churchill Place, which measures 165 metres tall with a total of 31 floors. Opened in 2005, home to Barclays Bank, it had been scaled down from its original plans to 50 floors after the 9/11 terrorist attacks.

8. = 25 Bank St
Primarily occupied by the Lehman Brothers banking group until the economic crash in 2008, 25 Bank St now holds a mix of different tenants. Standing at a respectable 153 metres, it is the joint 8th tallest building in Great Britain.

8. = 40 Bank St
Like many of the others on the list, 40 Bank St is located within the Canary Wharf area of London. It has a total of 33 floors and was built by Canary Wharf Contractors in 2003.

9. 10 Upper Bank St.
This 32 storey building was also completed in 2003 and stands at a height of 151 metres. The majority of the building is occupied by Clifford chance, one of the biggest law firms in the world.

Ross Tilley is a freelancer writer who writes on a variety of topics including buildings insurance and contents insurance.

Tags: , , ,
Posted in Insurance | No Comments »