New York Car Insurance

New York Car Insurance

When you begin searching for car insurance in New York, New York is very strict on having proof of car insurance when you even register your vehicle. When you arrive to register your vehicle in the state of New York, you must show proof of car insurance by having your ID card, and your car insurance company must also verify your coverage electronically. New York is a no-fault state, and you must have the following liability limits on your car insurance to be legally insured in your state: Bodily injury – $25,000 per person, $50,000 per accident and if death is involved your limits are $50,000 per person and $100,000 per accident; uninsured motorist coverage 25/50 and 50/100; Property damage – $10,000; Basic no-fault – $50,000. You must also have New York car insurance if driving in New York, out of state insurance is not acceptable. So when you are needing car insurance for a vacation make sure you are getting a New York car insurance policy before you dare drive on a public road.
There are many consequences to driving without car insurance in New York. The department of insurance in New York, will electronically notify the local DMV when your policy goes in effect, and also when your policy expires. If you are caught driving with an expired car insurance you can face hefty fines, your vehicle being impounded, and even your driver’s license suspended. If you are too go more less than 90 days without car insurance coverage you could face fines between $8 and and $12 a day. To learn more about car insurance in New York, please contact our agents at 866-526-9669. You can also fill out the online quote form to begin getting the free car insurance quotes you need.