Medicare Supplement Lead

Medicare Supplement Lead: Understanding The Differences

As you approach you 65th birthday you will be hearing a lot about Medicare and Medicare Supplement plans and senior insurance policies.  This may all become very confusing for you and you may event think that they are all the same thing.  Well that is simply not the case.  The experts at policstore.com would like to help you navigate this topic and help you make the best choice for your health care needs.  We are leaders in the industry and we work with the top carriers in the business to provide you with the coverage you need at a rate you can afford.

Once you reach 65 you are automatically enrolled in a Medicare plan.  That plan is called Medicare Part A.  It is designed to cover your hospitalizations, nursing care facilities and emergency care.  Medicare Part A does not have a required premium.  Once you turn 65 you have the option to enroll in Medicare part B as well.  This will help cover your doctor fees, outpatient care and other medical services and equipment.  Medicare part B normally has deductibles and co-payments.  Once an authorized provider has seen you Medicare will pay 80% of the cost of an authorized procedure and you will be responsible for the remaining 20% and if you are in great health the cost will not be very high.  However, if you have a severe health condition and require a lot of medical care your 20% portion could cost you hundreds if not thousands of dollars.  There is not a cap on what you may be charged.  In your retirement years this could spell financial disaster for you, especially if you are on a fixed income.  This is where a Medicare Supplement lead or plan would come into effect.  Once you turn 65 you are eligible to get a Medicare Supplement plan without going through the health underwriting process.  If you apply during the open enrollment phase you have guaranteed coverage.  You Medicare Supplement will cover you 20% portion at 100% for one simply monthly premium payment.

We at policystore.com hope that this has helped you understand the difference between traditional Medicare part A and B and Medicare Supplements.  Go online or call us today and let our professionals help you through this process and give you the peace of mind you need as you approach your 65th birthday.

AGENTS: Go ot our Medicare Supplement Lead opportunity page!