LIFE INSURANCE

Best Insurance Rates
Monday, August 16th, 2010

Best Insurance Rates

The internet is full of places to find insurance online, so much so that it can often be confusing territory to traverse! It is oftentimes difficult to know which site is legitimate, which is out for its own, good, and which sites are there to help you, the consumer, find the best possible plan for the Best Insurance Rates that meets his or her needs. It is in situations like this that is where The Policy Store can help you!

What We Can Do For You

The Policy Store not only helps you find the coverage for your insurance needs quickly and efficiently, but also for an affordable rate to best insure you. It’s what we can do for you that sets us apart from other online agencies. Whether it be Home Insurance, Life Insurance or what is sometimes referred to as Burial Plans, Auto Insurance, Whole Life Insurance , etc., there are agents specializing in each field ready to help you find the best coverage.

Burial Plans

As stated above, life insurance is sometimes referred to as burial insurance. Burial Plans are basically life insurance policies that cover an individual to the age of 100. Though not an exhaustive list, included in such plans are the cost of burial, the casket and headstones, funeral home services, outstanding debt the person with the insurance may have incurred, legal fees and so forth. There are of course many types of burial plans and it is important to speak with a knowledgeable agent to decide what policy is best for ones circumstances, desires, and family.

Finding the Best Insurance Rates

It is crucial that one spends time finding a reputable agency and agent when searching for any insurance plan or policy, including burial plans. With a modest amount of research and the right questions, the process can be a successful one with maximum benefits to the purchaser with minimum headache and confusion. Contact an agent today to help you on your way to purchasing the best plans for your current needs.

Tags: best insurance rates, burial insurance, burial plans, Insurance, Life Insurance, Online Insurance
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Find Affordble Term Life Policies At Affordable Rates
Monday, August 9th, 2010

Why should you take the time to compare term life insurance before you purchase a policy? Think about this. You take the time to shop for lots of things. The last time your purchased a television set or microwave oven, you probably shopped around for the best one at an affordable price. How long will you keep that TV or microwave? You may have them 5 or 10 years. But you may be purchasing a term policy for 10, 20, or 30 years! Doesn’t it make sense to shop around for that too.

And life insurance companies are different. They have different underwriting guidelines, rate charts, and company policies. You want to find an insurer who is financially stable, provides great customer service, has the right sort of policies, and who charges affordable premiums. The way to acoomplish this is to shop around.

Would a six thousand dollar savings motivate you to shop around? That is exactly what we found when we compare premiums for one person who wanted a 20 year term policy. The variation shocked us. The difference in the monthly premium did not seem that signifigant, but when we multiplied it out over 20 years, it was, indeed, $6,000!

If you could save thousands of dollars, by comparing prices, would that seem like a good use of time? We certainly felt happy to save that man $6,000. He was happy too, and he assured us that he had plenty of other good places to spend it.

Right now you are probably thinking that it is hard to compare and quote term life. It used to be tough because you had to look up a few different insurers, and then call them to set appointments. Just attending these appointments could take up days.

But it is much easier to compare life insurance today! You simply find an online term life insurance quote form. By answering a few basic questions on an online form, you can get the best matches returned to your home computer!

Before you commit to a ten, twenty, or thirty year term policy, please take a few minutes to shop for the best policy and price for a consumer like you. After all, that’s what you do when you shop for other things, right?

Stop by our website for the for affordable term life information and rates with our simple and short quote forms! Grab thebest insurane rates online

Tags: Insurance, Insurance Quotes, Life Insurance, Term Life Insurance
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Your Car And House Is Insured, How About Your Life?
Monday, August 9th, 2010

Amazing how 71% of people have insured their car yet only a small percentage have safeguarded themselves or their families with life insurance. Maybe people think life insurance is only about covering yourself against death. In fact, there’s more to it than that, and it’s cheaper than you think. Life insurance is about helping to protect your family against financial hardship should the worst happen to you, the major breadwinner. And, the worst could be the result of a serious illness or accident, not just death. With this in mind, can you afford not to have some sort of protection? Fortunately, one Australian based company Insurance Kings, has a range of award-winning life insurance solutions to suit your needs, your lifestyle and your budget.

Income Protection
Helps you meet your financial commitments by providing you with a monthly income payment if you are sick or injured and can’t work. You can insure up to 75% of your regular income and super contributions of up to 15%. Plus, Income Protection premiums are generally tax deductible.

Life Cover
A cost-effective way to protect your family and assets in the event of your death or terminal illness. This cover also offers a range of benefits and a cash lump sum to help your loved ones through their difficult time, and will help provide them with financial independence.

Total and Permanent Disability (TPD) Cover
Pays you a lump sum if you suffer from total and permanent disability, such as multiple sclerosis or loss of a limb. Because TPD Cover provided under superannuation plans is often not enough, our TPD Cover provides you with a lump sum that you can use in any way you choose. Plus, if you suffer loss of limbs or sight, the compensation you receive may be doubled (up to a maximum of $250,000).

Trauma Cover
Provides you with a lump sum if you are diagnosed with certain medical conditions, regardless of whether you are able to work or not (over 50 specified conditions are covered, such as heart attacks and cancer). Trauma Cover not only helps take care of your medical and rehabilitation costs but it can also help you fund lifestyle changes.

More affordable than you think
If you thought life insurance was expensive, think again. Families can enjoy peace of mind for less than the price of a cup of coffee a day.
For insurance that protects your family, apply online today via the Insurance Kings website at www.insurancekings.com.au.

Want to find out more about Income Protection Insurance, then visit David Morgan’s site on how to choose the best TPD Insurance for your needs.

Tags: income protection insurance, Insurance, Life Insurance, tpd insurance
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Looking For The Future Ahead
Sunday, August 8th, 2010

Every family should plan a future investment. Insurance is the best risk covering investment. Life time coverage of any type of loss like life, health and property comes under insurance. One can save tax by making investment in insurance policy.

Unfortunate death can bring disaster to your life. You should take initiative to secure your family by covering under life insurance. Your family can sustain their life through insurance. A big investment can meet each expenditure of your family. You can make an insurance coverage depending on your age, health, retirement plans, income, assets and wealth. You can protect your property for family and future generation. Having insurance policy you do not have to depend on others when the policy holders dies.

As members of a nuclear family you can have life time coverage through life insurance. It helps you to utilize your maximum income. It helps you to keep your standard of living. You can cover your unexpected expenses. It protects your property and helps you to become self dependent after retirement. You can purchase land and insure your child’s education for higher studies. You can have health insurance policy.

You have to give premium pay after a short interval. You can get returns from your insured value after your death and when you are alive. Under insurance policy mutual fund can give many returns.

There is a difference between term and whole life insurance but you have to make a choice between them. The premium of term life insurance is low at the beginning but it increases with the growing possibility of death. It has minimum coverage. The premium of whole life insurance does not change through out your life time but its coverage is high. For small business owners, they should know that the entire business as well as automobiles associated like the commercial flatbed truck comes under insurance coverage.

You should invest your income for your future in life insurance to make it safe and secured. Doing this will be for the well being of your family and business.

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